Overview

Friday 12 September 2026 · the close runs against the 18:00 UTC cut-off

The bank sent $52,214.00 more than the acquirer file predicted

9 exceptions are holding the close. The largest is a $48,210.00 credit with no matching batch, open three days.

Net volume

$3,166,112

11.4%vs prev 30d

Settled today

$43,216

4.1%2 batches

In transit

$486,110

T+2lands 14 Sep

Dispute rate

31 bps

6 bpsVAMP limit 150 bps

Settlement volume

Captured against refunded, by day · hover or arrow-key the plot

$0$50k$100k$150k$200k14 Aug28 Aug12 Sep

Auth rate

94.2%

approved ÷ attempted

Avg ticket

$66.14

per captured payment

Effective MDR

1.62%

fees ÷ gross

Refund rate

6.0%

refunded ÷ captured

Balance

USD · acquirer ledger, Chase ••1182

  • Available to pay out$1,094,220
  • In transit, T+2$612,338
  • Rolling reserve held$298,450

Next payout

SWIFT · beneficiary Quayside Pay Ltd

$486,110.00

Arrives Mon 14 Sep · batch po_8f21c

  1. Batch closed

    12 Sep, 04:12 UTC

  2. Funds instructed

    12 Sep, 09:40 UTC

  3. Credited to bank

    expected 14 Sep

Exception queue

9 open · oldest 3 days · blocking the close

  • Credit with no acquirer batch

    Chase · 12 Sep 09:41 · Unmatched deposit

    $48,210.00

    3d

  • Fee variance over tolerance

    st_44190·0117 · Fee mismatch

    $312.44

    1d

  • ACH return R01

    Chase · 11 Sep 23:14 · Insufficient funds

    $1,240.00

    6h

  • Duplicate ARN in file

    st_44188·0904 · Duplicate

    $248.10

    2d

Latest authorisations

Live feed, last 30 minutes

MerchantMethodAmountStatusTime

Kestrel Goods

ARN 74·9921·4471

Amex •••• 5511$1,240.00Pending2m ago

Meridian Supply

ARN 74·9921·4468

Visa •••• 4242$24.80Captured9m ago

Ostara Health

ARN 74·9921·4465

ACH$8,410.00Captured16m ago

Fernhill Books

ARN 74·9921·4462

Visa •••• 6034$320.00Captured23m ago

Postline

ARN 74·9921·4459

SEPA€12,480.50Captured30m ago